Source: WASHINGTON STATE UNIVERSITY submitted to NRP
DEVELOPING A TECHNICAL ASSISTANCE NETWORK TO HELP PRODUCERS ACCESS FSA FARM LOAN AND USDA FARM PROGRAMS WITH AN EMPHASIS ON UNDERSERVED COMMUNITIES: A PILOT PROJECT
Sponsoring Institution
National Institute of Food and Agriculture
Project Status
ACTIVE
Funding Source
Reporting Frequency
Annual
Accession No.
1031623
Grant No.
2023-48797-41361
Cumulative Award Amt.
$7,600,000.00
Proposal No.
2023-09499
Multistate No.
(N/A)
Project Start Date
Sep 20, 2023
Project End Date
Sep 19, 2028
Grant Year
2024
Program Code
[OC]- ARPA-Risk Management Educ. Partnerships
Recipient Organization
WASHINGTON STATE UNIVERSITY
240 FRENCH ADMINISTRATION BLDG
PULLMAN,WA 99164-0001
Performing Department
(N/A)
Non Technical Summary
The Western Extension Risk Management Education Center, will lead and collaborate with its Extension Risk Management Education Centers (ERME) partners to establish a technical assistance provider network (TAPN) pilot project with targeted delivery in the Western and Southern regions to help underserved producers succeed in using the USDA FSA Farm Loan Program (FLP). Racial minority underserved producers face additional risk factors that impact their farm/ranch profitability and threaten the economic viability of their farming operations. The FLP experiences a high rate of incomplete or withdrawn applications, particularly among underserved customers. We propose to apply ERME resources and leadership to develop and support the TAPN's capacity to address local issues relevant to supporting producers in accessing FLP, connecting these producers to FSA farm programs, and helping them to participate in other USDA programs. Developing the TAPN will improve FLP application performance metrics, including boosting producer confidence and skills necessary for successful use of FSA's tools thereby improving underserved producers economic viability.?
Animal Health Component
(N/A)
Research Effort Categories
Basic
(N/A)
Applied
(N/A)
Developmental
(N/A)
Classification

Knowledge Area (KA)Subject of Investigation (SOI)Field of Science (FOS)Percent
60160303010100%
Goals / Objectives
The Western Extension Risk Management Education Center (WERMEC), will lead and collaborate with its Extension Risk Management Education Centers[i] (ERME) partners to establish a technical assistance provider network (TAPN) pilot project with targeted delivery in the Western and Southern regions to help underserved producers succeed in using the FSA FLP. Specific project aims are:The project will establish a TAPN network to address barriers to farm loan financing and assist borrowers with financing their operations.Target areas of delivery to underserved producer communities with high rates of incomplete or withdrawn FLP applications.Use ERME leadership and administration with the RVS platform to competitively subaward funds and administer projects to qualified grassroots community-based organizations and other qualified applicants to develop the FLP TAPN.Leverage ERME resources and leadership to support the TAPN's capacity to address local issues relevant to supporting producers in accessing FLP, connecting these producers to FSA farm programs, and helping them to participate in other USDA programs.Use the TAPN to help underserved producers: learn about FLP credit products, understand the loan application process, help producers develop application documents, educate producers on record keeping, help manage borrower and applicant expectations, and ensure producers understand and have access to FLP services.Use the TAPN to educate producers on USDA Farm Programs such as crop insurance, the Environmental Quality Incentives Program, FSA Disaster Assistance Programs, and Emergency Relief Programs to help producers better manage risk which will support producers loan repayment success.Use the TAPN to boost producer confidence and skills necessary for successful use of FSA's online tools which will stem from a collaborative effort to develop training programs and materials for navigating online platforms such as Farmers.gov.Use the TAPN to provide one-on-one servicing to help producers develop FLP applications.[i] Extension Risk Management Education, http://extensionrme.org/
Project Methods
Initial activity in Year 1 is to develop the TAPN framework and standardized TAPN curriculum (e.g., digital tools, user guides, training materials) through leveraging existing AgFTAP materials, ERME's completed project portfolio of curriculum resources and the Ag Risk Library's curriculum resources. Sub-awards to the ERME Digital and Southern Centers will be executed immediately to help fulfill the specific project aims. The WERMEC will work with FSA to identify regions of low FLP application performance metrics. The RFA for competitive subawards to serve in the TAPN will be developed and released. Outreach and promotion to solicit competitive TAPN applications and determine areas of high need for TAPN programming will result in a robust pool of applications. The application and review period will occur at the end of year 1.Year 2 will begin with subaward contracting to successful TAPN provider organizations who will provide training and individual assistance to producers by leveraging existing trust that these organizations have established in their local communities. TAPN subawards will be targeted to local and/or place-based organizations, building the capacity of these entities to continue to do this work in the future. We will conduct orientation and training of the TAPN organizations to insure standardized training and delivery across the networks. A three-year period of performance for awarded TAPN organizations will provide an optimal timeframe to effectively improve FLP application metrics. It is likely to take some time for socially disadvantaged producers to implement adequate record keeping, develop financial statements and a business plan, solve previous application deficiencies and submit FLP applications. A three-year period of performance for TAPN organizations represent years 2 through 4 of the overall five-year project period. While the FLP is the primary focus of the project, TAPN organizations will also present appropriate farm programs and risk management tools that best support loan repayment and long-term success for socially disadvantaged producers. This includes supporting producers to establish market linkages and distribution channels enabling them to expand and diversify their market channels. Throughout years 2 to 4 of the project the Western Center and ERME partners will support, promote, educate and monitor TAPN organizations.Year 5 - the final year of the project, will focus on overall program evaluation. The data collected through proposed project activities and the TAPN will help continue to improve policies, operations, and services that enhance the FLP.

Progress 09/20/23 to 09/19/24

Outputs
Target Audience:The target audience of the TAPN Cooperators will focus on producers located inthe Western Region's designated critical areas and who area part of a group who are statistically more susceptible to low market penetration and higher rejection and withdrawal rates. These producers may struggle to access FSA Farm Loan Programs and include both rural and urban producers,American Indian, Hispanic, Hmong and other Southeast Asian producers, many of whom reside in geographically isolated areas withlong distances from FSA field staff offices. Changes/Problems: Nothing Reported What opportunities for training and professional development has the project provided?Training and collaboration schedulefor TAPN Cooperators: Southern and Western region TAPN Cooperators Training January 7-9,2025, San Diego, CA. Inconcert with FSA leadership and the Center for Farm Financial Management at the University of Minnesota a comprehensive training curriculum will be introduced and delivered toTAPN cooperators and advisors; as well as FSA field staff from the designated critical areas. (See curriculum details in prior section). Expectedregistrations to the training include 65 TAPN Cooperators and Advisors directly delivering the program and about 30 FSA staff and program administration staff. Both the Southern and Western regions have metwith cooperators to dicuss overlap in critical areas, willingness to serve each designated county within a critical area andhow to achieveoptimal coverage in each service area through effective collaboration. How have the results been disseminated to communities of interest? Nothing Reported What do you plan to do during the next reporting period to accomplish the goals?We will work towards achievment of strategic goals 4-8 to: a )support the TAPN's capacity to address local issues relevant to supporting producers in accessing FLP's and connecting them to FSA farm programs, b) support TAPN Cooperators' efforts to help producers to develop lending readiness, including accessibility of credit, help withtransitiong to digital tools and providing standardized and reliable training materials and resourcesto producers at every stage of the loanmaking and servicing processes, c) support TAPN Cooperators' efforts to educate producers on the full range of USDA's farm programs to increase producers' loan repayment success, and d) support TAPN Cooperators' efforts to work with producers one on one and in groups to ensure their success when developing FLP applications.

Impacts
What was accomplished under these goals? In its first year of TAPN, the Western Center has successfully delivered 3 of the specific project aims listed as major goals of this project. Prior to the successful announcement of the TAPN Farm Loan Program RFA in July 2024, the Center collaborated with FSA and NIFA leadership, Southern and Digital Centers to establish designated critical areas in both the Southern and Western regions and engaged inoutreach and recruitment efforts to establish a broad set of potential applicants that included grass roots community-based and/or other organizations with demonstrated experience delivering technical and financial assistance to farmers and ranchers. An applicant information webinar was held in September of 2024 for Southern and Western region applicants. The Southern region funded 8 projects in the amount of $2,614,691 with all critical areas across the South being served. In the West, 7 projects received fundingin the amount of $2,598,121. These seven projects are targeting one or moreof the 11 designated critical areas and the associatedcritical area counties in the western region. Total funding in the amount of $5,212,812 was awarded to cover FSA's designated critical areas in the South and the West. Pending NIFA budget approval, these projects will commence work on November 1, 2024 with a 3-year period of performance ending on October 31, 2027. A cooperator training plan has been developed for a targeted training that will take place in January of 2025 for cooperators and advisors working on the ground with producers located in the 21 critical areas. The Center for Farm Financial Management (CFFM) has developed a comprehensive cooperator training curriculum in alignment with FSA's suite of digital and non-digital tools. Key topic areas include FSA Loan Programs and Types, best practices for helping producers to completeFSA loan applications, preparing FSA loan application documents including balance sheets, cashflow projections, financial history and tax returns; and best practices for collecting information from producers; how to position farms and ranches for success including business planning and record keeping; and FSA loan servicing including expectations for borrowers (payment schedules, applying for additional loans) and steps to take if a loan is denied. This training curriculum also includes communication skills for difficult scenarios and how to help customers initiate conversationswithFSA field staff.

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