Source: UNIVERSITY OF KENTUCKY submitted to NRP
AGRICULTURAL AND RURAL FINANCE MARKETS IN TRANSITION (NC1014, NC221, NCT-194)
Sponsoring Institution
National Institute of Food and Agriculture
Project Status
COMPLETE
Funding Source
Reporting Frequency
Annual
Accession No.
1006073
Grant No.
(N/A)
Cumulative Award Amt.
(N/A)
Proposal No.
(N/A)
Multistate No.
NC-_old1177
Project Start Date
Mar 1, 2015
Project End Date
Sep 30, 2019
Grant Year
(N/A)
Program Code
[(N/A)]- (N/A)
Recipient Organization
UNIVERSITY OF KENTUCKY
500 S LIMESTONE 109 KINKEAD HALL
LEXINGTON,KY 40526-0001
Performing Department
Agriculture Economics
Non Technical Summary
Following the farm financial crisis in the mid 1980s there has been an almost thirty year period of strong economic performance punctuated by only a few years of economic decline. Notably interest rates have not increased by much at any point over this period and have been at record low levels for an extended period. While farm income increased rapidly from 2007 through 2012, farmland values increased at a far faster rate. Now that incomes are projected to be flat to down for the next few years it is important to think about the potential for another farm financial crisis. In this environment it is important to understand what causes farmers to exit agriculture. Retirement, financial stress and a change in interest are all candidates, as is being offered a large amount to sell by another farm operator. Currently we have a limited understanding of the relative importance of these four drivers and improving this understanding is the main objective of the research. A secondary objective is to identify factors that alter the relative role of each of the four drivers so we can assess how changing conditions in agriculture might alter incentives to exit.
Animal Health Component
70%
Research Effort Categories
Basic
(N/A)
Applied
70%
Developmental
30%
Classification

Knowledge Area (KA)Subject of Investigation (SOI)Field of Science (FOS)Percent
60160303010100%
Goals / Objectives
Examine the impact of recent fluctuations in capital and commodity markets on the performance, management, and regulation of agricultural financial institutions Identify financial institutions and services that benefit agricultural producers and rural communities and expand agricultural markets, especially those producers that are beginning, young, from socially disadvantaged groups, and/or involved in producing specialty crops
Project Methods
USDA and Agriculture Canada have both created multi-period linked Census of Agriculture data sets that follow individual farms through time. These data sets provide a new way to examine exit and entry that looks at factors other than operator age. Initial work in 2015 will be done on the Ag Canada Data set and then similar analysis will be conducted on the USDA data. The first phase will invlve constructing cross-tabs for exit rates by: operator age, farm size (sales class), farm type and three fianancial measure - gross margin, trends in investment in machinery and equipment and contribution of off-farm labor. These cross-tabs will provide initial information on exit rates over time and how these rates vary over commodity price cycles. The cross-tabs will help to identify a set of independent variables that will be used to develop a logit regression model that has exit rate as the dependent variable. This model should provide information on the relative importance of key drivers of exit, such as: operator age, change in operaotor objectives, farm finacial stress, or sale of a viable buisness. USDA has developed a similar econometric model but has not used it to address causes of exit other than operator age. By looking at the same model in two different countries we may also be able to implicitly identify the role of other policy drivers that can explaindifferences in exit rates between similar farms in Canda and the United States.

Progress 10/01/16 to 09/30/17

Outputs
Target Audience: Nothing Reported Changes/Problems: Nothing Reported What opportunities for training and professional development has the project provided? Nothing Reported How have the results been disseminated to communities of interest? Nothing Reported What do you plan to do during the next reporting period to accomplish the goals?continue to examine the impact of low commodity prices and declining federal support on farm vaibility

Impacts
What was accomplished under these goals? proposal submitted for funding from the Farm Credit Council to investigate how financial stress in the form of reduced liquidity is affecting farm production decisions and financial well-being. Still under consideration

Publications

  • Type: Book Chapters Status: Published Year Published: 2017 Citation: David Freshwater and Simon Jette-Nantel part-Time farms in Canada: Changing Concepts and Changing Policy. (2018) in A. K. Mishra, D. Viaggi and S. Gomez y Paloma eds. Public Policy in Agriculture: Impact on Labor Supply and Household Income Routledge: New York.


Progress 10/01/15 to 09/30/16

Outputs
Target Audience:discussions with Farm Credit Administration staff and with staff at a number of Farm Credit System entities on the nature of current farm financial condiions and prospects for farm financial stress Changes/Problems: Nothing Reported What opportunities for training and professional development has the project provided? Nothing Reported How have the results been disseminated to communities of interest?Model implications have been discussed with Farm Credit Administration staff and with Farm Credit System officilas to see if the results are onsistent with their current experieince What do you plan to do during the next reporting period to accomplish the goals?Refine model to see if it can be used to predict farm exits due to financial stress.

Impacts
What was accomplished under these goals? Developed a model of how farm level constriants on working capital can propogate into a broader problem of farm financial failure if a large enough number of farms face cash flow problems that limit their access to operating loans. at some point teh number of farms with unmet borrowing neds leads to thse farms failing and lenders tehn reacting by reducing credit to other farms, which exacerbates teh problem.

Publications


    Progress 03/01/15 to 09/30/15

    Outputs
    Target Audience:Target audience is other professionals working in the field of agricultural finance in North America, either for governmetn agencies such as, USDA and AAFC, or in universities. This was accomplished by presenting papers at Agriculture Canada In Ottawa in January 2015 and at the annaul NC-1177 meeeting in Chicago in October 2015. Changes/Problems: Nothing Reported What opportunities for training and professional development has the project provided?Worked with junior staff at Agriculture Canada to improve their abilty to analyse complex data sets How have the results been disseminated to communities of interest? Nothing Reported What do you plan to do during the next reporting period to accomplish the goals?Develop two book chapters for a commissioned book on the role of part-time farming in the industrialized countries. Continue researh on facotrs that drive farm exits. Examine risk factors facing the Farm Credit System

    Impacts
    What was accomplished under these goals? Worked with professional staff of the Farm Credit System to manage the Farm Credit Council sponsored research program in agricultural finance that supported 8 academic researh initiatives. Prepared a summarry of prior year research findings from this program for the Farm Credit Council for use by System leaders. The research and synopsis will help the System identify future lending strategies. Provided a presentation to the Board of the Farm Credit Administration on potetial risks facing the Farm Credit System. Provided Agriculture Canada with support for new analyis of factors driving farm exits using anew Linked Census data file.

    Publications

    • Type: Journal Articles Status: Published Year Published: 2015 Citation: David Freshwater (2015) Vulnerability and Resilience: Two Dimensions of Rurality. Sociologia Ruralis 55:4 pp. 497-515.
    • Type: Other Status: Submitted Year Published: 2015 Citation: David Freshwater (2015) Factors Influencing Farm Exits: New Analysis Using Linked Census of Agriculture Data. unpublished working paper submitted to Agriculture and Agri-Food Canada, March 29, 2015
    • Type: Conference Papers and Presentations Status: Other Year Published: 2015 Citation: David freshwater (2015) New Developments in Agricultural and Rural Finance: External Factors. Presentation to The Farm Credit System Insurance Corporation Strategic Planning Conference, McLean VA, June 24, 2015